Privacy Policy
This Privacy Policy is provided by Advancedpaycheck.net ("Advanced Paycheck") and describes the collection, use, sharing, storage, and protection of your non-personal and personal information by Advanced Paycheck. Please read this policy carefully to understand what we do with your non-personal and personal information and how you can limit some sharing of information. If you would like to download a separate attachment of our policy, please click HERE. Whenever you visit http://www.advancedpaycheck.net you accept the practices described in this Privacy Policy.
What information does Advanced Paycheck collect?
We may collect your non-personal and personal information anytime you interact with us, such as when you visit our website, purchase any of our products or services online, fill out our application form, otherwise contact us, or when we contact you. We may also collect your personal information from third parties, such as employers and consumer reporting agencies.
Non-personal information - this refers to information that does not by itself identify you as a specific individual.
For example, non-personal information may include (without limitation):
  • The Uniform Resource Locator ("URL") of the last website visited by a user before visiting http://www.advancedpaycheck.net.
  • Which URL a user goes to after visiting http://www.advancedpaycheck.net.
  • What browser a user is using.
  • A user's Internet Protocol ("IP") address.
  • Cookies - pieces of information which a web server may place on your computer when you visit a website.
Personal information - this refers to information that can be associated with you and could be used to identify you.
For example, personal information may include (without limitation):
  • Mailing address, email address, and phone number
  • Social security number
  • Income
  • Account balances
  • Credit card information
  • Transaction and financial information
  • Payment history
  • Employment information
  • Creditworthiness and credit history
  • Bank account information
How does Advanced Paycheck use your information?
We may use your non-personal and personal information for the following purposes from time to time:
  • To provide you with access to our site, services, and products.
  • To enhance the operation of our site, service and process your transaction(s), improve our marketing and promotional efforts, statistically analyze site use, improve our service and product offerings, and customize our site's content, layout, and services.
  • To deliver information to you and contact you regarding administrative notices.
  • To resolve disputes, troubleshoot problems and enforce our agreements with you, including without limitation, our Terms of Use, Consumer Loan Agreement(s), and this Privacy Policy.
  • To market our services and products to you.
  • Any other purpose that is permitted by law.
Does Advanced Paycheck share your information?
  • We may share your non-personal and personal information described above from time to time with our Affiliates and Non-Affiliates (as defined below) as permitted by law, such as in order to perform our business and marketing purposes, including without limitation, servicing and processing your transaction(s), sending you informational, marketing, and promotional content, maintaining and servicing your account(s), reporting to credit bureaus, and responding to court order and legal investigations.
  • We may share your non-personal and personal information described above from time to time with Non-Affiliates pursuant to a Joint Marketing Agreement (as defined below).
  • We may share your non-personal and personal information described above from time to time with our Affiliatez for our Affiliates' everyday business purposes and marketeing purposes.
  • We may share your non-personal and personal information described above from time to time with Non-Affiliates so that they can market services and products to you.
How can you share information about your http://www.advancedpaycheck.net experience on social media sites?
  • We may offer services that allow you to share information with third party social media sites such as Facebook, Twitter, Pinterest, and others. Please note that if you share information with these third party social media sites, different rules may apply to their use and/or sharing of the information you provide them.
How can you limit sharing of your personal information?
You can limit sharing of your personal information for the following purposes:
  1. Sharing for our Affiliates to market to you;
  2. Sharing for Non-Affiliates to market to you; and
  3. Sharing information about your creditwqorthiness for our Affiliates' everyday business purposes.
If you wish to limit sharing of your personal information for any or all of the three above- described purposes, please contact us:
  • By calling 630-359-355 or
  • By writing a letter to: Advanced Paycheck, 118 S York, Elmhurst IL, 60126
When does Advanced Paycheck begin sharing your personal information?
  • If you are a new customer, we can begin sharing your information thirty days after this Privacy Policy is accepted. If you are an existing or former customer, we can continue to share your information as described in this Privacy Policy. Please note that regardless of whether you are a new, existing, or former customer, at any time you can limit our sharing of your information by following the instructions in the poreceding paragraph.
When does Advanced Paycheck safeguard your personal information?
  • We understand the importance of protecting your personal information. We maintain physical, electronic and procedural safeguards that comply with applicable law to protect your personal information.
How can you limit the collection and use of some of your non-personal information?
  • You have the ability to control how some of your non-personal information is collected and used online by controlling whether to accept cookies. If you prefer not to accept cookies, you can change your browser settings. If you prefer not to receive personalized ads from third party advertisers, you can opt-out of some network advertising programs by visiting \ http://www.networkadvertising.org/choices
Will this Privacy Policy change?
  • Please note that we review our privacy practices from time to time, and that such practices are subject to change. We reserve the right to change this Privacy Policy at any time by posting revised versions of this Privacy Policy on http://www.advancedpaycheck.net
  • Your use of the Advanced Paycheck http://www.advancedpaycheck.net website and any other services provided by Advanced Paycheck constitutes you acknowledgement and acceptance of the then-effective Privacy Policy.
  • The effective date of this Privacy Policy, as stated below, indicates the last time this Privacy Policy was revised.
Is this Privacy Policy subject to Advancepaycheck.net's Term of Use?
  • Yes, if you choose to visit http://www.advancedpaycheck.net, your visit and any dispute over privacy is subject to this Privacy Policy andf our Terms of Use.
Definitions:
  • Affiliates - companies related by common ownership or control. They can be financial or nonfinancial companies.

    Our Affiliates include lenders and retailers.

  • Non-Affiliates - companies not related by common ownership or control. They can be financial or nonfinancial companies.

    Non-Affiliates can include (without limittation) companies engaged in direct marketing and selling of consumer products and services.

  • Joint Marketing Agreement - a formal agreement between nonaffiliated financial companies that together market financial products or services to you.
01.
For HELP on Services
If we extend credit to a consumer, we will consider the bank account information provided by the consumer as eligible for us to process payments against. In addition, as part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accoaunts to be part of the application process and eligible for payment retrieval.
02.
How to Update Your Records
It is your responsibility to provide us with a true, accurate and complete mobile number and to maintain and update promptly any changes in this information. You can update your mobile number by getting in touch with us via phone or e-mail (see our contact page for details).
03.
Communications in Writing
All Notifications in electronic format shall be considered "in writing" to the extent allowed by law.
04.
Other Important Terms
Additionally, you agree that we may send any Notifications through your email provider in order to deliver them to you. You agree to provide a valid email address for these services. You further agree to indemnify, defend and hold us harmless from and against any and all claims, losses liability, cost and expenses (including reasonable attorney's fee) arising from your provision of an email address that is not your own or your violation of applicable federal, state or local law, regulation or ordinance. Your obligation under this paragraph shall survice termination of the Agreement. Email Notifications are provided for your convenience. Visit our contact page to see hohw to reach us.
Rev. 8.1.13